<?xml version="1.0" encoding="UTF-8"?>
<!--
  The public surface, and only the public surface. Two URLs is not an oversight:
  everything else is behind the sign-in wall (and disallowed in robots.txt), and
  a sitemap that lists pages a crawler can't read earns "Excluded" rows in Search
  Console rather than coverage.

  `lastmod` is a hint, not a promise — bump it when a listed page's content
  actually changes, and leave it alone otherwise.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://portfoliox26.com/</loc>
    <lastmod>2026-07-31</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://portfoliox26.com/privacy</loc>
    <lastmod>2026-07-30</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <!-- The ~500 per-ticker fundamentals pages live in /sitemap-stocks.xml, which
       the backend generates from current S&P 500 membership. Both files are
       listed in robots.txt. -->
</urlset>
